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Membership

Care, without the insurance.

An annual membership instead of insurance: one flat fee covers your preventive care for the year, and everything else is 10% off. No deductibles, no waiting periods.

Compare Plans Call to Join
Harborview
Smile Club Member
Member Rita Snyder
Member since 2024
Plan Adult · Annual
Rita

Four memberships. One annual fee.

Every plan covers routine preventive care and takes 10% off everything else, including our in-house clear aligners.

Child Plan Ages 12 & under $195 /year
  • 2 exams + routine X-rays
  • 2 professional cleanings
  • 2 fluoride treatments
  • 1 emergency exam + X-rays
10% off everything else Call to Join
Most picked Adult Plan Healthy gums · 13+ $295 /year
  • 2 exams + routine X-rays
  • 2 professional cleanings
  • 1 fluoride treatment
  • 1 emergency exam + X-rays
  • 1 oral cancer screening
10% off everything else Call to Join
Family Plan 4 members or more $1,100 /year
  • Everything in Adult Plan, ×4
  • Mix kids & adults freely
  • One annual bill, one renewal
  • 4 emergency exams + X-rays
+$275 per additional member Call to Join
Perio Plan For periodontal patients $400 /year
  • 3–4 perio maintenance cleanings
  • 2 exams + routine X-rays
  • 1 fluoride treatment
  • 1 emergency exam + X-rays
10% off everything else Call to Join

Membership vs. insurance.

Typical insurance Smile Club
Annual deductible $50–$150 None.
Waiting period 6–12 months for major work Same day.
Annual maximum ~$1,500 cap No cap.
Claims paperwork Per visit None.
Pre-existing conditions Usually excluded Welcome.
Family billing Per-person premiums One annual fee.

If your PPO plan works, keep it. The Smile Club is for everyone else: uninsured patients, and HMO or Medicaid members whose plans we aren’t contracted with.

What you actually save.

Pick a household to compare out-of-pocket costs with member pricing.

Without membership $420 Two cleanings, two exams, one X-ray set
Smile Club member $295 Adult Plan, all of the above included
You save $125 plus 10% off everything else

Estimates based on typical Palm Harbor out-of-pocket fees. Your exact savings depend on what care you actually need.

Three steps. Five minutes.

  1. I

    Pick a plan

    From the four above. If you’re not sure which fits, we’ll help at signup.

  2. II

    Sign and pay

    By phone or in the office. Cards or ACH, paid in full for the year. No monthly billing.

  3. III

    Use it today

    Benefits start immediately. Schedule your first cleaning the same week if you’d like.

Call to Join the Smile Club Questions? Call (727) 502-6667
Member FAQ

A few small questions.

Can I cancel anytime?

Yes, with no penalty. We don’t pro-rate refunds on a paid year. You’ll just keep using the benefits through the end of your term.

What if I need a crown?

The Smile Club covers preventive only: cleanings, exams, X-rays, screenings. Crowns, our in-house clear aligners, and other major work get the 10% member discount.

Does it cover my partner?

Each adult signs up on their own plan, or you join the Family Plan together. The Family Plan is best for households of four or more.

Can I use it with insurance?

No. The Smile Club replaces insurance rather than stacks with it. If your PPO plan is good, keep it. If you’re on an HMO or Medicaid plan (we aren’t contracted with either) or have no coverage at all, the club is the better deal.

Do I have to pay the full year?

Yes, upfront. That’s how we keep it simple: no monthly billing, no auto-renewal traps.

When does it renew?

On the anniversary of your signup. We’ll send a reminder a month out so you can decide whether to continue.

Join Today

Become a member. Same day.

One quick call signs you up, and you can be in the chair this week.

Call to Join the Smile Club (727) 502-6667
Dr. Rita